Mechanical Breakdown
& Your Computer

With the increasing amount of high tech systems businesses are incorporating into their plant operations, a mechanical breakdown of the computer center will most likely cause a significant loss of revenue and expense. Many businesses have inventory, accounting, customer data base, orders, and production schedules maintained on their computer systems. If the use of this resource is not available due to mechanical breakdown or electrical arcing within the system, a loss is sure to occur. While an unendorsed property policy provides limited coverage for damage to your computer system, a computer policy may better serve your needs in filling the gaps in coverage. The many coverages provided are well worth the additional premium to pay the lost revenues and additional expenses caused by mechanical breakdown of the computer center. To make an analysis of your exposure from a mechanical breakdown loss, a careful review of the exclusions of your property policy with an Insurance Planning agent is in order. The need for a separate computer systems policy will continue to rise as we move into the high tech world of tomorrow.